Business Loans for Today’s Entrepreneurs

Multiple Affordable Financing Opportunities to Meet Your Lending Needs

We Get Deals Approved When Others Can’t

We Get Deals Approved When Others Can’t

The 86 Group’s boutique investment bankers provide small to mid-sized businesses with  business financing loans to help you grow or start your business.

Our access to a large network of business lenders ensures you receive the best business financing solution available to you.

Not Sure Which Type of Loan is Right for You?

We can help you determine which financial options make sense for your goals.

SBA Business Finance Loans to Help You Grow or Start Your Business

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    Generous Loan Amounts

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    Flexible Terms

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    Favorable Rates

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    Low Down Payment

SBA Acquisition Loan FAQ

  • The purchase of equipment, machinery, furniture, fixtures, supplies, or materials
  • The purchase of real estate, including land and buildings
  • The construction a new building or renovation an existing building
  • Establishing a new business or assisting in the acquisition, operation or expansion of an existing business
  • Working capital for business acquisition

To be eligible for a 7(a) loan, business must

  • Operate for profit
  • Be considered a small business, as defined by the SBA
  • Be engaged in, or propose to do business in, the United States or its possessions
  • Have reasonable invested equity
  • Use alternative financial resources, including personal assets, before seeking financial assistance
  • Be able to demonstrate a need for a loan
  • Use the funds for a sound business purpose
  • Not be delinquent on any existing debt obligations to the U.S. government
  • Up to 10 years for Business Enterprise | FF&E
  • Up to 25 years for Real Estate
  • Rates: Prime +2.75% [maximum]
  • Down Payment: 10% [minimum]

SBA 7(a) miscellaneous

  • Bank makes the loan | SBA guarantees the loan [up to 90%]
  • SBA Guarantee Fee paid at closing [included in project costs]
  • Under some circumstances, borrowers may be able to only put 5% down
  • Use a preferred SBA lender

M&A Tips & Insights

Is Your Business Broker Setting You Up for False Hope

By The 86 Group | August 2, 2022

In this video, Lane Carrick, Managing Director at The 86 Group and Ronald Skelton, host of How2Exit podcast discuss a very common scenario in the business brokerage field – telling the seller their business is worth more than the market will bear. Lane and Ron give their best advice for sellers who find themselves in…

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how much is my texas business worth

How Much is My Texas Company Worth?

By The 86 Group | July 21, 2022

That is a question we are often asked at The 86 Group. The answer is it all depends… When doing your own research, be very wary of anyone telling you what your business is worth without doing a thorough evaluation of the company, its earnings, its end markets, its growth prospects, its key employees, and…

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